HARP
The new Home Affordable Refinance Program (HARP) may be the refinance relief you have been waiting for.  Freddie Mac and Fannie Mae have adopted changes to the HARP program and you may be eligible to take advantage of these changes.
This program is designed for homeowners “underwater” on their current mortgage.  In most circumstances, no appraisal is required.  Please give me a call or email me to see if this program fits your needs. Please click here for more information on requirements.
 
FHA Streamline Refi
Streamline just got better!  The Federal Housing Authority FHA has just announced a substantial reduction of fees for borrowers when refinancing a FHA mortgage.  Now is the time to take advantage of the low interest rates we are currently experiencing.   Give me a call or email me for a quick Mortgage Check-up and we’ll review your current mortgage situation to see if “Streamline” is right for you. Please
click here for more information.
 
FHA Purchases
The Temporary Payroll Tax Cut Continuation Act of 2011 requires FHA to increase the annual MIP it collects by0.10 percent.  This change is effective for case numbers assigned on or after April 1, 2012.  FHA is also exercising its statutory authority to add an additional 0.25 percent to mortgages exceeding $625,500. This change is effective for case numbers assigned on or after June 1, 2012.  FHA estimates that the increase to the upfront premium will cost new borrowers an average of approximately $5.00 more per month.  Click here for FHA information
 
 

 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 

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Jason Servais
NMLS: 363153
AZ # LO-0918518
Phone: 602.308.8565
FAX: 602.926.2844
Cell: 602.410.2118

 
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